A Win/Win Relationship

Win/Win for Peace of Mind

Our win/win approach eliminates the conflicts of interest faced by most financial advisors who sell products for a commission. “Fee only” means that 100 percent of our compensation comes from clients – we charge no commissions for each transaction and receive no kickbacks for selling certain products. “Fee-only” means that you can expect us to provide independent, unbiased answers to your most pressing financial questions.  An investment is in your portfolio because it's good for you, not us.  “Fee only” means that we are interested in building mutually beneficial, long-term relationships with our clients instead of only making transactions.

Putting the Client Ahead of Profits

Unlike most financial advisors who are essentially salesmen, Monterey Private Wealth advisors are required by the U.S. Securities and Exchange Commission to put client needs ahead of our own. Technically, it is called a “fiduciary relationship,” but most people think of it as peace of mind. It is how we do business – we believe in transparency and integrity as individuals and as professionals.

Putting Our Money Where Our Mouth Is

We believe so strongly in the effectiveness of our investment principles that we utilize them as the core of our company's own 401k plan. We walk the talk.