Q: I am trying to learn about investing, but I always feel like financial people are trying to sell me something. Where can I get the information I need without having to worry that someone is trying to take advantage of me?
A: I understand why you might feel a bit wary. Historically, most financial advice has been given by individuals who have had strong financial incentives to sell you products. That has been changing in recent years, but the feeling lingers. While most advisors are honest and ethical, it is always wise to keep your eyes open for conflicts of interest. Above all, it is important to do your homework.