Question: I recently created a living trust as part of my estate plan. Should I name my living trust as the beneficiary of my IRA?
Answer: There are several good reasons why you might consider naming a trust as the beneficiary of your IRA. For example, if your heir is a minor or is disabled or a spend thrift or is vulnerable to financial predators, then naming your trust as the beneficiary of your IRA can help protect your heir and your assets.
However, IRAs and trusts make strange bedfellows.